Protecting Your Child After a Car Accident: A Florida Parent’s Guide

Protecting Your Child After a Car Accident: A Florida Parent’s Guide

Protecting Your Child After a Car Accident: A Florida Parent’s Guide 1920 1272 Mark Ramilo

Introduction: Protecting Your Child After a Car Accident

If your child has been involved in a car accident in Florida, you may be feeling overwhelmed and anxious about their well-being and future. Car accidents can cause serious physical, emotional, and financial harm to children and their families. According to the Florida Highway Safety and Motor Vehicles, there were 3,057 crashes involving children under 18 years old in 2020, resulting in 1,757 injuries and 26 fatalities1. These numbers are alarming and show the need for parents to understand their legal rights and options after such a traumatic event. One of the most important steps you can take protecting your child after a car accident is to seek the right legal representation. A qualified and experienced car accident lawyer can help you navigate the complex legal process, fight for fair compensation, and ensure your child’s best interests are protected. A lawyer can also help you deal with insurance companies, medical bills, property damage, and other issues that may arise from the accident.

In this guide, we will provide you with some useful information and tips on how to protect your child after a car accident in Florida. We will cover topics such as:

  • What to do immediately after the accident
  • How to document the accident and your child’s injuries
  • How to file a claim and seek compensation
  • How to choose the right lawyer for your case
  • How to support your child’s recovery and well-being

We hope this guide will help you make informed decisions and secure a better future for your child.

Immediate Steps after the Accident

In the aftermath of a car accident involving your child, the situation can be overwhelmingly stressful and emotional. Nevertheless, it’s imperative to prioritize certain immediate steps to ensure the safety, health, and future legal protection for your child. Here’s a breakdown of what you need to do immediately after the accident:

Check the Safety and Health of Your Child

Your child’s well-being is paramount. Before assessing anything else, ensure that your child is safe and out of harm’s way. If your child is conscious and alert, communicate with them, ask them how they’re feeling, and look for any visible signs of injury. If they’re in distress or unresponsive, summon emergency medical assistance immediately.

Contact the Police and Ensure an Official Report is Filed

Regardless of the severity of the accident, always contact the police. Not only is this crucial for safety reasons, but having an official police report provides an objective account of the incident. This report can be pivotal for future legal or insurance proceedings. Remember to obtain the names and badge numbers of responding officers and note down any initial observations they might share.

Seek Immediate Medical Attention, Even if Injuries Seem Minor

While adrenaline and shock might mask injuries immediately following an accident, it’s essential to have your child checked by a medical professional. Hidden injuries, internal bleeding, or trauma may not present immediate symptoms but could have serious repercussions down the line. Furthermore, having a medical record right after the accident can play a crucial role in substantiating any injury claims later on.

Document Everything – Photos, Witnesses, and Any Other Pertinent Information

In the age of smartphones, it’s easy to capture photos of the accident scene, vehicle damages, injuries, and any other relevant details. Doing so can provide invaluable visual evidence for future reference. Additionally, note down the contact information of any eyewitnesses and their account of the event. If there are skid marks, traffic signals, or any other environmental factors that might have played a role, document them too.

In the chaotic aftermath of a car accident, especially when your child’s well-being is on the line, it can be hard to think straight. Yet, by following these immediate steps, you not only safeguard your child’s health but also lay the groundwork for any potential legal actions that may arise in the future. Remember, while these steps are crucial, having a seasoned accident attorney on your side, like the dedicated team at Bengal Law, can provide the guidance and support you need during such trying times.

Understanding Florida’s Personal Injury Laws for Minors

Navigating the realm of personal injury laws is complex enough for adults. However, when the injured party is a minor, there are additional intricacies and protections that come into play. As parents or guardians, understanding these laws is crucial for safeguarding the rights and interests of your child. Here’s a dive into Florida’s personal injury laws concerning minors:

The Difference Between an Adult’s and a Minor’s Claims

While the basic premise of personal injury claims remains the same – seeking compensation for harm caused by another’s negligence – the process differs when the injured party is a minor. Minors cannot legally file a lawsuit on their own. Any claim on behalf of the child must be initiated by a guardian or parent. Furthermore, while adults can directly receive compensation, any compensation awarded to a minor may be placed in a trust or guardianship account until the child reaches the age of majority, ensuring the funds are used for their best interest.

Statute of Limitations for Filing a Claim

The statute of limitations dictates the window within which a lawsuit can be filed. In Florida, adults typically have two years from the date of injury to file a personal injury claim. However, for minors, this window is extended. The statute doesn’t start running until the child reaches 18, meaning they have until their 22nd birthday to file a claim. This extension recognizes the unique circumstances surrounding injuries to minors and provides ample time to ascertain the full extent and impact of those injuries.

Role of Guardians in Representing the Child’s Interests

Since minors cannot legally represent themselves, guardians play a pivotal role in their personal injury claims. Guardians are responsible for initiating legal action, making decisions related to the case, and ensuring any compensation is used appropriately for the child’s benefit. In some situations, the court might appoint a ‘guardian ad litem,’ a neutral third party, to ensure decisions made during the lawsuit process genuinely serve the child’s best interests, especially if there’s a potential conflict of interest with the parent or guardian.

Florida’s personal injury laws for minors are designed to protect the vulnerable and ensure they receive the compensation they deserve. It’s imperative to work closely with a seasoned attorney familiar with these nuances. At Bengal Law, our commitment is unwavering when it comes to representing the interests of injured minors, ensuring they receive the justice they rightly deserve.

Dealing with Insurance Companies

Post-accident, you’ll inevitably have to engage with insurance companies. While their advertisements may portray them as ever-present allies during hardships, it’s essential to remember that, at their core, insurance companies are businesses looking to protect their bottom lines. This makes dealing with them, especially in the case of personal injuries to minors, a tricky endeavor. Here’s what you should know:

Why It’s Vital to Have Representation When Communicating with Insurers

Insurance companies possess vast resources and experienced adjusters whose primary goal is to reduce the company’s liabilities. Without proper legal representation, you might find yourself overwhelmed, unintentionally divulging information that could be used against your claim. An experienced attorney will

  • Understand the nuances and tactics of insurance adjusters.
  • Ensure your rights are protected during all communications.
  • Advocate on your behalf, ensuring the insurer treats your claim with the gravity it deserves.

The Tricks Insurance Companies Play to Minimize Payouts

It’s not uncommon for insurers to employ a series of strategies aimed at reducing the compensation they owe. Some common tactics include:

  • Questioning the severity of the injury or its link to the accident.
  • Offering quick, low-ball settlements in hopes victims will accept without recognizing the full value of their claim.
  • Delaying the claim process to wear out victims, making them more likely to settle for less.
  • Misrepresenting policy terms or your rights.

By being aware of these tactics and having seasoned attorneys like those at Bengal Law on your side, you’re better equipped to counteract these strategies and ensure fair treatment.

The Importance of Not Settling Immediately or Without Consulting an Attorney

In the aftermath of an accident, especially when faced with mounting medical bills and emotional stress, a quick settlement offer might seem enticing. However, it’s crucial to recognize that these initial offers are often well below what you might be entitled to. Settling immediately might mean:

  • Not realizing the full extent of injuries, some of which may manifest or worsen over time.
  • Overlooking potential future costs related to the injury, like therapy or long-term care.
  • Missing out on compensations for non-tangible damages, like pain and suffering or emotional distress.

Before accepting any settlement, consulting with a knowledgeable attorney ensures you’re making an informed decision, capturing the full scope of damages and repercussions.

Dealing with insurance companies can be a daunting task, but remember: you don’t have to navigate it alone. At Bengal Law, we have a proven track record of standing up to insurance companies, leveraging our insider knowledge (from our days working with them) to advocate fiercely for our clients and ensure they receive the compensation they truly deserve.

How Bengal Law Stands Apart

In the vast sea of personal injury lawyers, finding an attorney that truly understands your unique circumstances and prioritizes your interests can be challenging. Bengal Law doesn’t just rise to the challenge; we set ourselves apart in our commitment, approach, and expertise. Here’s how:

Decades of Experience in Representing Accident Victims, Especially Minors

With years under our belt, we’ve cultivated a deep understanding of the intricacies of personal injury law. Our rich history in representing accident victims, particularly minors, has given us invaluable insights. This longevity in the field means we’ve witnessed firsthand the evolving landscape of accident-related laws and have successfully navigated countless clients through their challenging journeys.

Former Roles as Insurance Adjuster & Insurance Defense Attorney Offering a Unique Advantage

Our past experiences on the “other side” arm us with a distinct edge. Having worked as both an Insurance Adjuster and an Insurance Defense Attorney, we’ve been in the rooms where strategies to minimize claims are devised. This insider knowledge equips us to predict, counteract, and leverage the tactics insurance companies might employ, ensuring our clients always stay one step ahead.

The Personal Touch – Every Case is Unique and Personal; You’re Not Just a Number

At Bengal Law, we recognize the profound personal impact of every injury. Beyond the paperwork, legal jargon, and procedures, there are real human stories and emotions. We take the time to hear your story, understand your aspirations, and ensure you feel comfortable and empowered at every step. Our clients aren’t just cases; they’re cherished members of the Bengal Law family.

The Bengal Law Approach: Individualized Attention to Maximize Value

While many firms might rush through cases, seeking quick settlements, our philosophy is different. We operate on a low-volume, high-value practice. By focusing on a select number of clients, we’re able to dedicate the time, attention, and skill that each case genuinely deserves. Our goal is not just to settle but to maximize the value of your case. When you partner with us, you’re guaranteed an attorney who is deeply invested in ensuring the best possible outcome for you.

In the challenging aftermath of an accident, especially involving minors, you need more than just a lawyer. You need an advocate, a guide, and a partner. That’s what Bengal Law offers. Our track record speaks for itself, but it’s our unwavering commitment to our clients that truly sets us apart.

The Importance of Telling Your Story

In the vast matrix of laws, regulations, and procedures, the personal narratives of those affected by accidents often get overshadowed. However, it’s these stories, these intimate recollections of events and their aftermath, that breathe life into cases and genuinely drive home the gravity of the situation. Here’s why your child’s story, your story, is pivotal:

How Your Child’s Unique Circumstances Impact Their Case

Every accident is different, and so is every child. The specifics of the accident, the nature and extent of injuries, the psychological impact, and even the child’s aspirations for the future—all of these aspects play a role in shaping the contours of a personal injury case. For example, an injury might impact a budding athlete differently than a child aspiring to be a musician. Telling your child’s story helps to paint a full picture, ensuring that compensation isn’t just based on generic estimations but reflects the true extent of personal loss and future challenges.

Bengal Law’s Dedication to Understanding and Sharing Your Story in the Courtroom

We, at Bengal Law, firmly believe that behind every case file is a real story waiting to be told. We don’t just look at medical bills or police reports; we delve deep into the emotional and personal ramifications of the accident on your child and family. This empathetic approach allows us to represent your case with passion and authenticity.

From our first consultation to the courtroom’s final verdict, our aim is to give voice to your child’s journey. By weaving together the factual intricacies with the personal narrative, we ensure that judges, juries, and opposing counsel grasp the full weight of your child’s experience.

Your child’s story is more than just a testament of the accident; it’s a beacon that highlights their resilience, strength, and hope for a better tomorrow. At Bengal Law, we’re committed to ensuring that this story is told with the respect, attention, and empathy it deserves.

Why the Right Representation Matters

When tragedy strikes in the form of a vehicular accident, especially one involving a child, choosing the right legal representation becomes an imperative decision. Not all legal practices approach personal injury cases with the same dedication, expertise, or ethos. Here’s why making the right choice can make a world of difference:

A Look at Billboard Firms vs. the Intimate Approach of Bengal Law

In the fast-paced world of personal injury law, “billboard firms” – those large, high-volume legal entities often seen advertising on highways and TV – operate with a distinct methodology. Their primary focus tends to be on processing as many cases as quickly as possible. This can often result in a depersonalized experience where clients feel like mere numbers.

In stark contrast, Bengal Law values intimacy. We recognize that each case brings with it a unique narrative, distinct challenges, and specific needs. Instead of mass-processing, we choose to deep-dive into each case, ensuring that every client receives the individualized attention they deserve.

The Difference in Results and Satisfaction

The difference between a high-volume approach and an intimate one isn’t just in the client experience; it often reflects in the results too. High-volume firms may push for quicker settlements, even if it means not securing the best possible deal for the client. On the other hand, our commitment at Bengal Law is to ensure optimal outcomes for our clients. Our focused approach allows us to explore every facet of a case, leading to comprehensive representation and, often, higher compensations. The satisfaction derived from not just winning a claim but feeling heard, understood, and valued throughout the process is unmatched.

The Promise of Direct Communication with Seasoned Injury Attorney Jeff Starker

One of Bengal Law’s distinctive offerings is the promise of direct communication with Jeff Starker. With over 25 years of experience, Jeff doesn’t hide behind layers of paralegals or junior associates. Clients get the advantage of his vast expertise not just in the courtroom, but through every step of the process. This direct line ensures clarity, promptness, and a personal touch that many larger firms fail to provide.

In the maze of legal representation available, it’s essential to find a firm and an attorney that genuinely prioritize your needs, emotions, and aspirations. At Bengal Law, our commitment isn’t just to win cases; it’s to serve, support, and stand by our clients in their hour of need, ensuring they always have the best in their corner.


The aftermath of an accident can be overwhelming, even more so when it involves the safety and well-being of your child. Amidst the physical and emotional trauma, you’re suddenly thrust into a complex world of legalities, insurance claims, and paperwork. The journey ahead is undeniably challenging, but with the right representation, it becomes more navigable, less daunting, and more hopeful.

Your child’s future, their well-being, and their dreams are too precious to be left to chance or to be handled by firms that might not prioritize their individual story. Every child deserves the best chance at justice, full compensation, and a future that isn’t shadowed by the weight of medical bills or unresolved trauma.

At Bengal Law: Florida Car Accident Lawyers and Personal Injury Attorneys PLLC, we understand the gravity of what’s at stake. Our approach isn’t about processing high volumes of cases; it’s about selecting those cases where we genuinely feel we can make a significant difference. We’re here to serve those who value depth, expertise, and personalized attention.

If you’ve found yourself in the heart-wrenching position of seeking justice for your child after an accident, let’s connect. We want to hear your story, understand your aspirations, and work together towards a brighter, safer future for your child.

Contact Bengal Law today by texting or calling 407-815-3000. Remember, while we would love to assist every family that reaches out, our approach is a selective one, focusing on high-value practice to ensure the utmost dedication and results for each case. Your child deserves nothing less than the best, and at Bengal Law, that’s precisely what we strive to offer.

Take that first step towards securing your child’s future. Contact us today!

Schedule a free consultation

Getting the compensation you need to make a full financial recovery starts with a free case evaluation with accident attorneys Jeff Starker or Joel Leppard.

Start today by texting or calling our office at (407) 815-3000 to schedule a consultation with one of our personal injury attorneys, or complete our contact form to start your journey of getting help. We look forward to serving you.

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