Orlando Auto Accident Attorney Near You

After an auto accident, it can feel like your life has been upended. You may experience tremendous physical pain, emotional trauma, and financial strain as you seek ongoing medical treatment for your injuries. You may also feel pressure to settle your car accident claim as quickly as possible, so that you can pay your medical bills and continue to support your family.

Insurance defense attorneys work to exploit your current situation by offering a quick, low settlement. If you don’t take their initial offer, they may work to diminish the value of your claim, delay settling your case, or deny your claim outright.

As Orlando auto accident attorney Jeff Starker knows from experience – he spent years of his early career representing insurance companies to limit their liability in car accident lawsuits. Now, he uses that experience to maximize settlement awards and judgements for accident victims.

Helping auto accident victims like you is what we do at Bengal Law. We understand the stress and uncertainty that you may be feeling at this time. You may be asking questions such as: How will I pay my medical bills? What happens if I have to miss work? Will I be able to afford an attorney?

Don’t face the insurance companies alone – speak with an experienced car accident attorney today. The attorneys at Bengal Law: Florida Accident Lawyers and Personal Injury Attorneys are here to take your call, listen to your story, and create a plan designed to get you the compensation you need to make a full financial recovery. The consultation is free, and you pay nothing unless we win.

Do You Have A Claim?

If you have been injured in an accident, you may have a claim for compensation. But just because you are entitled to seek compensation does not always mean that you should. Not every car accident is worth money.

After an accident, you should speak with an attorney about the following questions:

  1. Was the accident someone else’s fault?
    If someone other than you caused the accident, then you may have a successful case. But, if you were the driver responsible for the accident, you may not be able to recover compensation.
  2. Was the damage to your vehicle?
    Property damage is not required for a successful claim, but any photos of car damage are helpful in supporting your case.
  3. Did you receive medical treatment for your injuries?
    Emergency and ongoing medical treatment is essential to every successful car accident case. A proper medical diagnosis for your injuries, records of medical treatment, and treatment plans can support your claim.
  4. When did the accident occur?
    In Florida, there is limited time to file a claim after a car accident. If you wait too long to act, then you may lose your right to seek compensation.
  5. Is there insurance available to pay for your claim?
    No matter how serious your injuries are after an accident, if the driver who caused your collision has no money or insurance and you do not carry UM insurance, then there may not be a source from which you can recover financial compensation, rendering your claim worthless.

Florida Auto Accident Laws

Car accidents are relatively straight forward. If you were injured by another driver, and that driver was operating his or her vehicle negligently or recklessly, then the at-fault driver is liable to you for any losses you may suffer as a result of the accident.  Whether you’re in Orlando, or outside Orlando in neighboring areas such as Apopka or Rockledge in Brevard County, we can help. 

However, Florida law doesn’t allow individuals to recover in every accident.  In fact, many Florida laws are designed to reduce the amount owed to you after a car accident. Additionally, there are other sources of recovery available to you if you were injured by an uninsured driver, or were involved in a hit-and-run accident. We explore some of these laws below, but it is always best to discuss the specific facts of your case with an Orlando accident lawyer to determine how laws may affect your financial recovery.

Don’t Wait To File A Claim Before It’s Too Late. Start Today!

After an accident, the first thing you should do is seek medical treatment AS SOON AS POSSIBLE but no later than within 15 days. Your next call? The best Orlando accident lawyer you can find.

In Florida, there are deadlines known as a “statute of limitations” that limits the time in which you can file a personal injury claim after an accident. If you fail to file a claim before the statute of limitations expires, then you forfeit your right to seek compensation for your injuries. In fact, if you try to file a claim after this period has passed, the Florida court system will dismiss your case entirely.

Simply stated, you need to act fast after an auto accident. The sooner you hire an auto accident lawyer, the sooner you will be able to get the compensation you deserve. Not sure where to start? You can talk to an Orlando car accident attorney at Bengal Law today!

Orlando Accident attorneys Jeff Starker and Joel Leppard are available to take your call personally. Call or text our office to schedule your free consultation.

Recent Car Accident Settlements and Payouts

Here are some recent car accident settlements and payouts our firm has handled. Settlement amounts can vary depending on the specific details and circumstances of each case. Our focus on individualized attention often translates into meaningful compensation for our clients.

Based on the car accident case settlement examples listed on this page, the average settlement for a Florida car accident typically falls within the range of $100,000 to $650,000. It’s important to note that actual amounts and payouts can vary based on the specific details and unique circumstances of each case, which is why there is no accurate average settlement amount for car accidents in Florida. Contact an Orlando car accident attorney at Bengal Law: Florida Car Accident Lawyers and Personal Injury Attorneys PLLC today for a free consultation.




Speak directly to attorney Jeff Starker. Call or text (407) 815-3000.

What Is PIP Insurance?

Personal Injury Protection (PIP) insurance is a type of car insurance coverage mandatory in states that operate under the “no-fault” system for car accidents. Under this system, drivers are required to carry their own insurance to cover personal injuries regardless of who is at fault in an accident. This coverage helps to ensure that individuals receive timely medical attention and financial support for injuries sustained in a car accident, without the need to establish fault, which can be a lengthy and complicated process.

In “no-fault” states, PIP insurance covers medical expenses, lost wages, and other related costs for the policyholder, passengers, and sometimes, pedestrians, regardless of who caused the accident. This coverage is essential in mitigating the financial impact of car accidents on individuals, as it provides a direct and immediate source of funds for medical treatment and other necessary expenses.

There are 12 states in the United States that have adopted the “no-fault” car insurance system, requiring PIP coverage. These include Florida, which is known for its high traffic volumes and car accident rates. In these states, PIP insurance is not just a recommendation but a legal requirement for all drivers. The mandatory nature of PIP coverage in these states reflects the emphasis on ensuring that individuals have some level of protection against the financial consequences of car accidents, regardless of fault.

No Fault Car Insurance

No fault car insurance is essentially a method by which state legislatures have chosen to streamline the process of car accident insurance claims, particularly smaller claims. In this type of insurance, fault is not assigned after an accident.

So, rather than pursuing the other insurance company for the costs associated with property damage, medical bills, or lost wages, your own car insurance company covers these costs. Because of this, PIP is mandatory in Florida.

Understanding PIP Coverage

PIP, as the name suggests, will compensate you up to applicable limits after a car accident. You do not have to sue or take action against the other driver in any way – you simply file with your own insurance company.

In Florida, all drivers must carry $10,000 in PIP, but you can choose a policy with a higher limit. Typically, your insurance will cover 80% of the cost of medical services and 60% of your lost wages, up to your policy maximum.

How Does A PIP Insurance Claim Work?

If you’re injured in a car accident, you will need to contact your auto insurer. Then, your own insurance company will pay for a portion of your medical bills and reimburse you for some or all of your lost earnings, up to the amount of your claim or the limits of your policy.

However, if your medical bills exceed the limit on your PIP policy, you will then be responsible for paying for the remainder of your treatment, just as you normally would.

At this point, your private health insurance may kick in, or if you are on a state-run Medicaid program, these insurance programs will pay the bills up to applicable limits. If you don’t have health insurance, you will have to cover the cost of your medical bills out-of-pocket after you reach the PIP maximum outlined by your insurance policy.

Can I Recover Compensation Beyond PIP Insurance?

Because Florida is a no-fault insurance state, you can’t sue the other driver and their insurance company unless there are very specific circumstances involved in the accident. The whole point of “no-fault” auto insurance is that it eliminates the need for drivers to sue each other for minor accidents.

However, if you are in a very serious accident, you still may be able to obtain compensation above and beyond your PIP insurance coverage limits. If you meet one or more of the following criteria, you may be able to bring a lawsuit against the other driver and their insurance company:

  • Wrongful death
  • Permanent and significant loss of an important bodily function
  • Permanent and significant scarring
  • Any injury identified by doctors as permanent

If these conditions are present, you may be able to work with an Orlando car accident lawyer like the team at Bengal Law: Florida Accident Lawyers and Personal Injury Attorneys to file a personal injury suit and recover compensation for pain and suffering, expenses associated with medical care, lost and diminished earning capacity, lost wages and benefits, and other such damages. If you’re in Brevard County, FL, our Rockledge personal injury lawyer can help.

man driving car in florida

No Fault Car Insurance Requirements in Florida

Florida has a no-fault car insurance system, meaning that every driver in the state is required to carry personal injury protection, or PIP, coverage. PIP coverage pays for medical bills and other economic damages suffered by anyone under the policy regardless of who was at fault for the accident.

While PIP insurance provides financial protection to policyholders, this form of insurance is limited. For example, PIP insurance does not compensate accident victims for non-economic damages like pain and suffering. In addition, the no-fault car insurance system prevents frivolous claims from being filed. 

Florida’s Comparative Negligence Law: What You Need to Know (2024 update)

If you have been injured in an accident caused by someone else’s negligence, you may be entitled to compensation for your medical bills, lost wages, pain and suffering, and other damages. However, you should be aware that Florida has recently changed its comparative negligence law, which affects how much you can recover from the liable party.

Comparative negligence is a legal doctrine that reduces your recovery based on your own percentage of fault for the accident. For example, if you were 25% at fault and the other party was 75% at fault, you could only recover 75% of your total damages.

Until March 24, 2023, Florida followed the pure comparative negligence rule, which allowed you to recover damages even if you were more at fault than the other party. For instance, if you were 60% at fault and the other party was 40% at fault, you could still recover 40% of your damages.

However, on March 24, 2023, Florida enacted a major tort reform bill that replaced the pure comparative negligence rule with the modified comparative negligence rule. Under this new rule, you can only recover damages if your percentage of fault is 50% or less. If you are more than 50% at fault, you are barred from any recovery. For example, if you are 51% at fault and the other party is 49% at fault, you cannot recover anything.

This new rule applies to all negligence actions that accrue after March 24, 2023. The new rule also shortens the statute of limitations for general negligence actions from four years to two years.

The change from pure to modified comparative negligence will have a significant impact on your personal injury claim. It will make it more difficult for you to prove that the other party was more at fault than you. It will also reduce the amount of damages that you can recover if you are partially at fault. Therefore, it is crucial that you consult with an experienced personal injury attorney who can help you protect your rights and maximize your recovery.

At Bengal Law, we have over 25 years of experience representing auto accident victims in claims against auto insurance companies. And, as former insurance adjusters, we know what it takes to maximize the amount due to you under the law. Contact us today for a free consultation to learn more.

Need help? Get a free consultation today. Call Bengal Law at (407) 815-3000.

How does Florida’s comparative negligence law work?

Florida’s comparative negligence law is a system used to determine the allocation of fault and financial responsibility in car accidents where multiple parties may share blame. Under this law, each party’s degree of fault for the accident is assessed and assigned a percentage. This percentage then dictates the proportion of damages that each party is responsible for.

For example, in a car accident caused by the negligence of two drivers, a Florida court would evaluate the actions of both drivers and decide on a percentage of fault for each. If the total damages from the accident amount to $100,000 and one driver is deemed 70% at fault while the other is 30% at fault, then the first driver would be responsible for $70,000 of the damages and the second driver for $30,000. This approach ensures that the financial burden of the accident is divided in a manner that reflects each party’s contribution to its occurrence.

Florida Law on Car Accidents Caused by Multiple Drivers

In scenarios involving car accidents with multiple vehicles, pedestrians, or cyclists, Florida’s comparative negligence law becomes particularly relevant. Accidents in these contexts often result from the combined negligence of several parties. For example, a driver may have been speeding, while another was distracted, and a pedestrian may have darted into traffic unexpectedly. In such complex cases, each party involved will be held financially responsible for a portion of the total damages, corresponding to their percentage of fault.

This law accommodates the reality that in many accidents, especially those involving numerous parties, the blame is not solely on one individual. By applying comparative negligence, Florida law ensures a more equitable distribution of financial responsibility, where each party’s financial liability is in proportion to their role in causing the accident.

Common Causes of Auto Accidents in Orlando

Car accidents can happen in a hundred different ways. Not all accidents are cut and dry, which is why we’ll help you determine what damages you can claim for. Some of the accidents we cover are:

  • Hit and run
  • Rear-end
  • T-bone
  • Hit by a distracted driving
  • Hit by a drunk driver
  • Passenger in a car accident

In Orlando, many car accidents are the result of driver negligence. Negligence is a legal term used to define, in common terms, recklessness or carelessness. Whenever a driver chooses to get behind the wheel, the law imposes a “duty” on the driver to behave in a reasonable manner. When a driver does not behave in a reasonable manner, and that unreasonable behavior causes a car accident, then the injured victim may be able to recover damages in an Orlando court.

Some of the common causes of auto accidents in Orlando include:

Violating traffic laws: A driver who causes an accident by violating the traffic code will likely be found responsible for the damages caused by the accident. In fact, this is the most common cause of car accidents. Violations of traffic laws that regularly result in car accidents include drivers who ignore traffic lights and drivers who are speeding.

Impaired Driving: Sadly, alcohol-related crashes are still fairly common in Florida. According to the Florida Department of Transportation, 5,223 crashes were caused by drivers impaired by alcohol, which in Florida means that the driver has a Blood Alcohol Level (or BAC) over 0.08. While alcohol may be the most common cause of impairment for drivers in Orlando, Florida, it is not the only intoxicating substance. Drugged driving also impairs drivers and causes car accidents, with 617 confirmed cases in Florida during 2016.

Distracted Driving: Unlike impaired driving, where a specific substance can be identified, distracted driving encompasses any activity that takes the driver’s attention off of the road. Obvious examples include texting while driving or calling while driving. Less obvious examples of distracted driving include changing the radio station, using a GPS system, eating or drinking while driving, or putting on makeup.

Common Auto Accident Injuries

If you were injured in a car wreck, then documenting your injuries is an important step in making a claim for financial compensation. In addition to seeking ongoing medical treatment, you may want to photograph your injuries after an accident and document your recovery. 

Not sure if your injuries are related to an auto accident? Here are just a few of the common accident injuries that our law firm has handled over the last 25 years:

  1. Soft Tissue Injuries/Whiplash
    • Description: These injuries involve damage to muscles, ligaments, and tendons, often causing pain, swelling, and reduced mobility.
    • Common Causes: Sudden movements during a crash, especially in rear-end collisions.
    • Symptoms: Pain and stiffness in the neck, shoulders, and back; headaches; dizziness.
  2. Traumatic Brain Injury (TBI)
    • Description: TBIs range from mild concussions to severe brain damage.
    • Common Causes: Head impacts or sudden jolts during an accident.
    • Symptoms: Loss of consciousness, headaches, memory problems, mood changes, sleep disturbances.
  3. Cuts and Lacerations
    • Description: Deep cuts or tears in the skin, often caused by broken glass or metal.
    • Common Causes: Shattered windshields, metal car parts.
    • Symptoms: Bleeding, pain, potential scarring.
  4. Broken Bones
    • Description: Fractures in any of the bones, ranging from simple to compound fractures.
    • Common Causes: Forceful impact or crushing during the accident.
    • Symptoms: Severe pain, swelling, inability to move the affected area, visible deformity in severe cases.
  5. Spinal Cord Injuries
    • Description: Damage to any part of the spinal cord or nerves.
    • Common Causes: Severe trauma to the spine during an accident.
    • Symptoms: Loss of movement or sensation, loss of bowel or bladder control, changes in sexual function, pain, or intense stinging sensation.

What Can You Recover From An Auto Accident?

If you were injured in an auto accident in Florida, you are entitled to seek compensation for economic damages and non-economic damages in order to make a full financial recovery.

Economic Damages: Tangible Losses After an auto accident, you may incur various expenses and losses that can be quantified in monetary terms. These include:

  1. Medical Bills: Costs for emergency treatment, hospital stays, surgeries, medications, physical therapy, and any ongoing medical care.
  2. Lost Wages: Income lost due to inability to work during recovery. This includes missed salaries, wages, bonuses, and other employment benefits.
  3. Property Damage: Costs for repairing or replacing your vehicle and any other personal property damaged in the accident.
  4. Vocational Rehabilitation: Expenses for retraining or education if you are unable to return to your previous job due to your injuries.
  5. Loss of Earning Capacity: Compensation for future lost earnings if your injuries prevent you from earning the same amount of money as before the accident.
  6. Household Services: Costs for services you might need to hire for household maintenance or childcare, which you can’t perform due to your injuries.
  7. Other Out-of-Pocket Costs: Additional expenses directly related to your accident, such as transportation to medical appointments or home modifications for accessibility.

Non-Economic Damages: Intangible Losses Non-economic damages are more subjective and include:

  1. Pain and Suffering: Compensation for the physical pain and discomfort caused by your injuries.
  2. Loss of Enjoyment of Life: Compensation for the inability to enjoy hobbies and recreational activities.
  3. Worsening of Prior Injuries: If the accident aggravated pre-existing conditions or injuries.
  4. Humiliation: If the accident or injuries have led to embarrassment or humiliation.
  5. Reputational Damage: If your reputation has been harmed as a result of the accident.
  6. Emotional Trauma: Including anxiety, depression, stress, and other psychological impacts.

These types of damages are often difficult to calculate, which is why it is advisable to speak with an auto accident attorney to determine the full value of your case.

Insurance companies will work with their legal teams to diminish the value of your claim. The first offer, and even the second, may be significantly less than what you deserve. Don’t leave money on the table – work with an experienced auto accident attorney today to determine the true value of your case. We handle all cases on a contingency fee basis, meaning that you won’t pay unless we win.

List of Top-Rated Orlando Car Accident Attorneys:

Choosing the appropriate legal representation is crucial when pursuing a car accident claim. A seasoned, committed lawyer as your advocate ensures you’re equipped to make informed choices at each phase of the process.

Bengal Law’s award-winning car accident attorneys in Orlando include:

Additional Areas We Serve

In our commitment to providing exceptional legal assistance for personal injury and car accident cases across Florida, we extend our services to a variety of locations. Discover the additional areas we serve and find the support you need near you.

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Orlando, FL Case Types

For those in Orlando, FL seeking expert legal representation, we offer a comprehensive range of services to address various types of personal injury cases.

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Bengal Law: Where Your Personal Injury Case Receives the Personal Attention It Deserves

At Bengal Law, we understand that personal injury isn’t just a legal issue; it’s a personal challenge. That’s why we dedicate ourselves to providing personalized and empathetic legal representation tailored to the unique needs of each client.

Experience The Difference at Bengal Law

  • Dedicated Attention: Your case is unique, and so is our approach. We provide the one-on-one attention your case needs to succeed.
  • Expert Guidance: Led by Jeff Starker, our team brings a wealth of experience as former insurance adjusters and defense attorneys to maximize your claim.
  • Direct Communication: With Bengal Law, you’re not just another case. Jeff will be personally involved in your case, offering his direct contact for any queries or concerns.
  • Focused Approach: We take on fewer cases to ensure that each client gets the highest quality representation and the best possible outcome.

Award-Winning Legal Advocacy

Ready to Take the Next Step?

Contact Bengal Law today for a free consultation and let us show you what it’s like to have an attorney who truly cares about you and your recovery.

  • Phone or Text: 407-815-3000

Your recovery is our commitment. Join the Bengal Law family today and experience the difference of a law firm that values you as much as your case. If you’ve been in a car accident in Brevard County, a Brevard County car accident lawyer can help you navigate the legal process and pursue rightful compensation. If you’re in Winter Park and need legal assistance, consider contacting a personal injury attorney in Winter Park for expert guidance and support. Contact us today!

We want to hear your story

If you have been injured in an accident in Florida, we want to hear your story. We want to know what you want to achieve through legal action. We want to know what you need to feel comfortable and secure as you rebuild the future you have always envisioned for your family. Together, we’ll identify a legal strategy that not only holds those responsible for your injuries accountable, but also helps you make a full financial recovery.

Decades of Experience

We’ve been personal injury lawyers for decades and settled millions of dollars for our clients. Now we use that knowledge to help maximize the value of your case.

Former Insurance Adjuster & Insurance Defense Attorney

Our combined experience gives us a unique advantage over other personal injury attorneys in Orlando.

Prompt & Attentive Communication

Part of why why love doing what we do is because our clients are like family. We’re proud to guarantee a level of attention that can’t be matched by large billboard firms.

Low Volume, High-Value Practice

We focus on fewer cases and get better results on those select few clients’ cases. We promise to give you and your case the time, attention and skill that you deserve.

The Proof Is In Our Results

We’ve helped to recover millions for our clients







What our Clients
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Schedule a free consultation

Getting the compensation you need to make a full financial recovery starts with a free case evaluation with accident attorneys Jeff Starker or Joel Leppard.

Start today by texting or calling our office at (407) 815-3000 to schedule a consultation with one of our personal injury attorneys, or complete our contact form to start your journey of getting help. We look forward to serving you.

    Bengal Law
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      Orlando Florida Car Accident Lawyers and Personal Injury Attorneys

    638 Broadway Ave, Suite #200,
    Orlando, FL 32803


    (407) 815-3000

      Rockledge Florida Car Accident Lawyers and Personal Injury Attorneys

    1530 US Highway-1, Suite #400,
    Rockledge, FL 32955


    (321) 332-7901

      Deltona Florida Car Accident Lawyers and Personal Injury Attorneys

    1200 Deltona Blvd, Suite #4-C,
    Deltona, FL 32725


    (386) 222-6028

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    Bengal Law’s expert injury lawyers, Jeff Starker and Joel Leppard, along with our dedicated content team, pledge to offer top-notch material. Our content guidelines ensure thoroughness, reputable sources, unbiased scrutiny, among other quality metrics. Prior to publication, each piece undergoes a meticulous review by one of our practice area expert lawyers.

    Bengal Law: Top-Rated Injury Lawyers